Rural / Micro Insurance

Extending insurance to rural India is quite a challenge. Micro Insurance is not attractive as the cost to insure the population is high vis a vis the income levels, even though insurance penetration in rural areas is negligible. Additionally to this low income population, is the intermittent power supply, connectivity issues and linguistic limitations and the logistics involved that would plague an Insurer's initiatives.

GoDB's support for mobile platforms and its Synchronization Delivery Model powers Rural Insurance solution that

• Work in Battery-operated computing devices like PDAs, Pocket PCs, Laptops.



• Vernacular support for enrollments.



• Signature capture for transactional verification.



• Interfacing with industry standard hardware like printers, smart card readers, etc.

Moreover, GoDB technology helps not only to store the financial transaction securely in an embedded database but also integrate seamlessly with core Systems over low bandwidth connectivity.

Core features include interfaces

• Capture enrollments in vernacular language.



• Provide enrollment receipt print out in vernacular or as smart card**



• Accept premium payments against a policy / Insured.



• Register claims on policy.



• Premium calculator utilities to provide instant quotation.



• View new plans, premium updates.